10. CMA Data & Project Report

CMA Data & Project Report Preparation

Turn Ideas into Fundable Business Plans with Professional Reports

A great business idea needs solid financial backing—and a strong project report is the bridge that connects vision with funding. Our firm specializes in preparing CMA (Credit Monitoring Arrangement) data and detailed project reports that meet the requirements of banks, NBFCs, and investors.

We provide accurate financial forecasting, ratio analysis, break-even points, fund flow projections, and industry benchmarking to present your case in the most bankable format. Whether you are applying for a working capital loan, term loan, or project finance, our reports are crafted to ensure credibility, clarity, and confidence in your application.

Our goal is not just to prepare reports but to help you secure funds faster and smarter, with a strong foundation of financial planning.

What is CMA Data?

CMA (Credit Monitoring Arrangement) data is a structured financial report required by banks and financial institutions when businesses apply for loans or credit facilities. It shows the financial health, past performance, and future projections of the business.

CMA Data is essential for:

Loan approvals

Credit limit enhancements

Working capital assessments

Bank renewals or restructuring

📑 What is a Project Report?

A Project Report is a detailed document that outlines the business model, operations, investment plans, cost analysis, profitability, and financial projections for a new or existing business. It is used for:

Starting a new business

Applying for term loans

Getting government subsidies or grants

Investor funding or VC presentation

Types of CMA Data & Project Reports We Prepare

Eligibility to Apply for CMA Data Preparation

Anyone seeking financial assistance or expansion can apply:

Proprietors

Partnership Firms

LLPs

Private Limited Companies

MSMEs

Start-ups

NGOs (for certain grants)

📋 Documents Required from Client

We make the process smooth. Here's what you'll need to share:

Last 3 years Audited Financials

Current Year Provisional Financials

Projected Financials for 2–5 Years

Bank Statements (Last 6 Months)

Business Profile

Details of Loan Requirement

Copy of ITRs & GST Returns

KYC of promoters & company

️ What We Include in CMA Data

Our CMA data is bank-ready and includes:

Statement of Existing & Proposed Fund Limits

Details of Current Liabilities & Assets

Working Capital Analysis

Fund Flow Statements

Ratio Analysis

Projected Profit & Loss Account

Projected Balance Sheet

Projected Cash Flow Statement

Assumptions & Justifications

🔍 Why You Need a Professional CA for CMA & Project Reports?

• Banks reject files with errors or weak projections
• A CA ensures correct format, financial ratios & compliance
• Strong presentation boosts chances of approval
• Helps in negotiating better interest rates & loan terms
• Aligns with RBI & bank-specific guidelines

💼 How We Can Help You

We provide end-to-end support for CMA Data and Project Reports, including:

Understanding your business needs

Preparing accurate and bank-compliant CMA reports

Creating strong project reports with proper assumptions

Assisting in documentation and bank communication

Revisions as per banker feedback

Type	Purpose	Best For
Working Capital CMA Data	For cash credit, OD, and WC loans	Existing businesses
Term Loan CMA Data	For purchasing machinery, property, etc.	Manufacturing & service units
Start-up Project Report	Detailed business idea and capital plan	New entrepreneurs
Expansion Project Report	For increasing business capacity	MSMEs and SMEs
Government Grant Project Report	Tailored for subsidy schemes (like PMEGP, Mudra, etc.)	Small and rural businesses